Debt Elimination Companies

Freedom debt management - Is freedom debt management worth trying? As I asked in my previous thread about http://answers.yahoo.com/question/index;_ylt=AglwQ52uXve_nXfcHs8DESbsy6IX;_ylv=3?qid=20091106025224AAVNKGj here I am asking about freedom debt management, are they worth a try. Cesi debt management - Is cesi debt management worth trying? I have spent my last 2 weeks studying about debt related problems and solutions. After going through all option I feel I can go for either a debt management or a debt settlement program as I am sinking into debt. I have almost lost my standing. One of my friends told me about cesi debt management, is cesi debt management worth trying? It will be great help if you can show me +ive things about freedom debt management along with negative things about freedom debt management. Any help about debt management company reference is appreciated. Also any resource I can read about it. Thanks once again

What is your experience with Freedom Financial Management? We have a large amount of credit card debt and are considering debt negotiation through Freedom Financial. They say that we can pay off our debt in three years time and that while our credit rating will initially be affected, by the time the debt is paid, the negative rating will be mitigated. Has anyone used this service (or a similar one)?

Is freedom fidelity a legit debt settlement company? Hi, i recently agreed to a 24 month contract with freedom fidelity who is formerly known as freedom financial management. I have been sued now by one of my creditors but when i contacted them they said if i follow there directions they can get the court to possibly default and possibly settle with the creditor. I was recently told that the company I am working with is a scam, but i'm not sure what i should do. What they tell me sounds legit, and say that after the 2 years they will be able to settle and wipe away my debt. Now I did research and apparently there have been 38 complaints filed at the BBB site. but all the complaints were people who pulled out really early and has serious issues that I haven't faced with the company. Freedom Fidelity has been pretty kind to me about the whole situation which is completely different from what everyone makes them out to be. What I want to know is if you guys think this company sounds really fishy and if i should pull out? Also with what they have told me, is it possible for a company to get me out of $14000 debt for only $7000. Is this just a scam to get my money or are there really companies out there who use this system in helping people out of debt.

any legit debt settlement companies? Me and my husband owes 19K from Chase New York. We are really having a very bad situation coz im pregnant and we have a 6 year old son. I have no job and my husband's work gives no overtime at all.. Last month, we signed up with a debt settlement company called Freedom Fidelity management. Its a mistake that we didnt look at BBB first, coz that said company has an F rating. and at the same time., the Chase company is sending us letters about them offering settlement.. So, we asked what there offer is., it turned out that we have to pay 90% of the money that we owe in 4 months, which is ridiculous, coz we have no money at all.. We're living paycheck to paycheck.,Chase is our only credit card.. we ripped the card so we will stop using it.. We are aware that we are responsible for our debts of course., but i cannot believe that Chase is acting like theyre offering some kinda settlement which for us is not helpful at all... 90% of 19K is too much.. so we have no choice now but to find a legit debt settlement companies.. I really hope that you can help me or give me an advice here.. Thank you so much!

would credit card consumers be interested? With all the publicity out there on how evil the credit card companies are, how harassing bill collectors are, and how debt management does more good than bad, where is a consumer to go? What about a liaison that has ties with credit card companies, collection agencies, debt management companies, and bankruptcy attorneys? Would a consumer pay to have a personal consultant that was cheaper than a lawyer or debt management but offered the freedom from harassment? yes, but cccs doesnt always inform or negotiate a debt for a consumer. they send in a proposal and thats about it. interest doesnt get stopped, payment plans arent negotiated and, the cards end up charging off. to me debt management and CCCS are now worse than debt collectors.

Are these examples of "Corporate Function"? -seperate legal entity status -Limitations -Liability for Corporate Debt -Management and control -Formalities -Duration -Constitutional Protection -Freedom of Speech -Right to Counsel If not, then what is Corporate function? thanks

please help! help! business question!? 1.41 (2 pts.)88. The government of Ruritania has implemented many programs that promote equality, but has become concerned about the very slow rate of growth that has plagued the national economy for many years. In order to address this problem, the government is likely to: A. make sure to balance its budget. B. avoid the use of fiscal policies and reduce the supply of money in circulation. C. reduce taxes and cut back on some social programs. D. take control of more major industries. # 1.42 (2 pts.)162. When WorldCom used intentional accounting irregularities to make the company look more profitable than it actually was, it: A. was engaging in illegal behavior. B. was acting in an acceptable business manner. C. was executing its responsibility to its owners. D. provided its stockholders profit through a tax-loophole. # 1.43 (2 pts.)101. A major benefit of socialism is assumed to be its: A. ability to stimulate rapid economic growth. B. emphasis on social equality. C. emphasis on low tax rates. D. ability to create strong incentives to work hard. # 1.44 (2 pts.)60. Which of the following statements about US government deficit spending is most accurate? A. The federal government violates the law by running deficits because the U.S. Constitution requires the government to balance its budget each year. B. One reason the government has a hard time reducing deficits is that there is a great deal of pressure on the government to expand its spending each year. C. The government has used deficit spending to lower the national debt. D. Although the government used to run big deficits, it has consistently run surpluses since the late 1980s. # 1.45 (2 pts.)232. Businesses can best meet their responsibility to society by: A. shifting the blame for product liability cases onto the legal system. B. creating wealth for their stockholders. C. creating markets for domestic products. D. supporting their preferred government officials. # 1.46 (2 pts.)230.Patrick has a business in a building which he owns. Patrick is able to maintain ownership of these items under the right to: A. private property. B. freedom of competition. C. eminent domain. D. freedom of choice. # 1.47 (2 pts.)246. Traders in the 18th century were encouraged to focus on selling their nation's goods in the global market to create a favorable balance of trade. Nations attempted to sell more goods to other nations than they bought from other nations. This approach to global trading is called: A. protectionism. B. ethnocentrism. C. mercantilism. D. isolationism. # 1.48 (2 pts.)220. Jorge Martinez is a hard working entrepreneur who operated a successful business in his home country of Margintina for many years. Recently, however, he immigrated to the United States and applied for U.S. citizenship. "In Margintina, tax rates were very high," Jorge complained. "The government used the taxes I paid to finance all sorts of social programs to help the less fortunate. While this is a noble goal, it has really undermined the profit incentive of individuals such as me. I really feel that these high taxes have stifled economic growth." Jorge's comments illustrate the reason many socialist countries are experiencing a(n): A. brain drain. B. budget surplus. C. antitrust problem. D. depression. # 1.49 (2 pts.)179. Which of the following is a characteristic of an effective ethics officer? A. (S)he communicates primarily via email. B. (S)he has a background in human resource management. C. (S)he is exceptionally organized. D. (S)he has a capacity to serve as a counselor and an investigator. # 1.50 (2 pts.)61. __________ is characterized by a large number of firms selling products that appear to be identical. A. Perfect competition B. Microeconomic competition C. Monopolistic competition D. Oligopoly

Are you aware of what you are seeing here? SEE the EXAMPLES? What you are seeing occur is the part of trickle down economics that no one told you about . It's called trickle down debt and it comes right out of the Republican play book. The one that allows unbridled greed to be the rule of the day. everyone talks about the free market, Palin is railing about taxes right now, but where the Democrates pump money into government to pay for oversight and regulation, the Republicans have always cut department budgets to stop oversight... You have to pay as you go and pay for what you use. Example: There are 8 inspectors in the California that are responsible for the quality of 30 percent of the meat for the entire nation. 8 inspectors for an industry that runs 24 hours state wide that is produced... It is typically impossible... How about 70 percent of the maintenance is now done over seas on Airliners owned by us, but oversight in China and other country's is almost non existent. AND the allowance of banks to get into risky transactions was a pet project of the Republican congress in 1999 with the Modernization act which created most of the turmoil that you the taxpayer are now paying for. Not that you here nothing about penalizing or even putting management in jail for what has happened nor do you see any restrictions on golden parachutes or severance and stock options. There is a reason lead paint on toys and Salmonella show up in stores... no over site. When rich people start talking to you about the size of government and they want tax cuts, you know that the poor and the middle class are going to take it in the shorts. They will tell you is is all about hot button issues like abortion, gay marriage and guns or wave the flag and yell freedom, but it is really about the bottom line. ENOUGH!!! Wake up America.

Graduating college next week. Having second thoughts about a good opportunity?!? I am graduating with a BS in finance next week with a decent GPA. I plan on accepting a job offer with a well known investment firm and moving to the other side of the country. I am worried that I may not succeed in this career. Should I wait to pursue an MBA degree or MS in finance and take this position, or should I turn down the offer and get the MBA now, considering the economy? It is a very good offer, the firm will pay for me to get my securities licenses and pay a base salary over $32,000, with comissions and good chance of a goodnight from a senior financial advisor to pick up some clients. This position is not my dream position, and is sort of a career move, but I feel that the income potential and freedom of this career are very enticing. I also would be prohibited from leaving the firm for 3 years, but I am only 22 and I have no debt/student loans to worry about. I feel that I can make enough to get by for the time being and leave this job if I decide that it isn't for me. The financial advisor career can be very rewarding, so if I am successful I would continue in this career. I would like to eventually move into the management of the firm after completing MBA courses. to got it: i do understand this is a sales position. however rather than cold calls I will be making face to face contacts (door to door). this is a tried and true method, although not everyone succeeds. I think it is more about work ethic than anything else. to Rowan: I am not sure but almost certain that this is true. I have heard that this firm (edward jones) has a reputation for pursuing advisors who leave within three years for fees associated with training/licensing which can be over $75,000. This is to discourage advisors from "using" them to obtain licenses then moving to another firm.

Should I stick with my career, or join the Air Force as an Officer? I'm 23 with a BS in Project Management, and I work for GEICO currently (1 year now). I enjoy my work there, and I think I'll be training to be a supervisor in the next year. I like the idea of being an Officer in the Air Force, though, and I'm weighing different options. My Dad retired AF after 23 years, so I know the life style. I'm concerned that I won't make enough to pay off my student loans and live comfortably (I don't think joining absolves my debts), and I'm concerned that I'll be miserable. I'm an analytical guy, and I like things to be done right - I'm afraid I'll be stuck doing something incorrectly and not have any sort of authority to fix it, or freedom to leave. Anyone have experiences that can shine some perspective on my thoughts? Thanks!