Debt Elimination Companies
Help With Payday Loan Debt Knowledge Base
Payday Loan Debt Questions? I have some questions regarding 2 payday loans that i have not paid. The first one (from april 08) and the other (from august 08). Ok well the april account was calling me for a while and then just recently i had a law office call me in regard to the april account. (by the way i never answered when they called at all) Now Im not answering the phone when they call due to all the horrible stories i have heard about this subject, is it bad that im not answering the phone from the law offices and should i start, also can they garnish my wages with 2 bad payday debts. I should also include that my 1st payday is from texas and the other is from new mexico, does that cause any problem? and the amount of both combined is about 1500. What options do I have??? THanks for your help by the way also i cant go to jail? can i? plus how long do i have have to fix this mess before it totally f***ks up my credit(which i think is already messed up by this)
Does your bank do payday loan debt consilidation? Does your own bank do payday loan debt consilidation? I have a payday loan debt that is out of control. I was in a very bad situation several months ago and I needed several loans to help with the situation. I end up getting loans from payday loans and it began to stack up. The total of the loans is currently $2700. Obviously if you know about payday loans, they take money out of your bank account every pay check or if you dont have the money to pay it back they take the minimum out. They've been takin the minimum every two weeks that add up to around 300 bucks every pay check. I wondered if my own bank like Chase can have a payday loan debt consilidation where I can pay around 200 somethin a month instead of 600 somethin a month to pay off that $2700 loan. I want to go to a debt counseling place but i dont trust them. I know my bank cus I have money in them so I was wondering if they can do that fo me.
Help....payday loan debt? how can i get out of the payday loan rute? i started with one and now i have for. I dont have a pay check anymore because it all goes to the loans. I dont even have the money to pay them in full. I just keep extending them. I hate paydays. I just dont know what to do anymore.
Help with payday loan debt? my husband left me and closed down our bank account. I have five payday loans out in my name and i cannot possibly pay them off on what I make. I am afraid they will start calling me at work which would result in my being let go or if they attached my wages i would be living in my car. I have custody of my granddaughter and cannot get a second job or end up living in my car! I need some fast fast answers as these loans are coming up due this week.
Has anyone used a debt consolodation company to help with getting out of payday loan hell? I made the stupid mistake of getting a payday loan and now I cannot afford the interest and try to even attempt to pay on the principal.. I am in bigger trouble than I was before I got it!
I got messed up with these payday loan places, and now I am $3000 in debt...What do I do? I am a mother of three and divorced. I used payday loan places to get on my feet only to be knocked back 3000 feet. They want to take me to court if I don't get the money in a week. What am I supposed to do these places are misleading and should be outlawed will someone please help me?
is there a lender that gives out loans specifically for people with bad credit that is not a payday loan? I need to know of a lender that helps people who are over their head in debt and need one loan to put them altogether under one large lump sum about $4000.00.
What do I do about husband financially ruining us? my husband and I have been together 6 years, married for 2. We have 2 sons together. I am a school teacher and he works for the state and holds a part time job at night. My husband has once again managed to put us in the hole financially.He mismanages his money and pays bills totally late. He went behind my back and created TWO payday loan debts totalling 1300 dollars. On top of this, he is 2 months behind on his car payment and they are threatening reposession. Since my husband has done this to us before and I worked like a dog to bail us out, I had started to take over the finances by taking majority of his full time job check and paying household bills with it. This was going fine until he comes to me today and tells me that he wont be able to give me the money for his bills this month because his account was overdrwan severly!! (NOTHING NEW) I was livid! especially since I asked him months ago to close this account and he told me he did. I can no longer have a joint checking account with him because he mismanages his money and them overdrafts the account on purpose because he knows that the charge will go through. I have saved him so many times but this time i am putting my foot down!! I am tired and refuse to borrow anymore money from my parents to clear up his shit! all he will do is start the cycle over again. I am unable to sleep and he is snoozing like a baby, of course after threstening suicide. (to manipulate me). I am at my wit's end. What should I do? I must do something in order to look out for my kids. I am starting to have so much resentment towards him because he claims that as his wife I should support him. How can I support him when he goes behind my back creating this mess for himself and doesnt tell me anything until it's too late and the bill collectors are calling nonstop. Then he says, "you're my wife". I feel like I am about to have a nervous breakdown while he seems relaxed!! oh yeah, the suicide web page was left for me to find on our son's computer!! what a selfish jerk!! Please help me!
Looking for a debt consolidation loan but been refused by all HELP? Ok So Im really dumb and did alot of credit searching therefore there are alot of inquiries on my credit file. I had turned to payday loans and are now REGRETTING it terribly since now I end up with no pay left. Would like some help in trying to get a debt consolidation loan. I find it difficult because of my credit score but I find it ridiculous that I cant get a loan even though I have never had a payment not go through! HELP! Appreciate all the help I can get from Australia. Thanks!
Need a bad credit loan. My credit score is 643. No payday loans pls. Need 3000 soon or more for debt con.? Applied with citi, cap one,AmOne no luck only finding payday loans on the internet or pay up front places. Need your all help to find a good lender. THANKS.
Where can I get a loan, not a payday loan, with bad credit? I got myself into some debt. I have two jobs but its around the holidays and i did some deferred billing stuff for christmas. I need about 1100. I can pay this off over time but not on my next payday. HELP!!!!
are there any debt consolidations or debt counseling companies for payday advance loans? i've gotten myself in trouble with these places and can't seem to pay them off. i pay them every week that they are due, and i'm never late and have been with them a very long time. when i'm done paying them i hardly have anything left from my checks to pay anything else. are there any places out there that help with paying these things out. also my credits not that good either because i've tried getting loans to pay them off but always get turned down. does anyone have any advise to help me with this situation.
Where is a safe place to go online to find an unsecured personal loan for? debt consolidation and/or to pay off all debts? I am limited with SSDI and a very part-time job. I am $6000 in the hole and the hole keeps getting deeper. I want and can pay for one monthly payment to one loan office and have the loan to pay off all my debts and to start fresh. I don't have anyone to co-sign with me. Does anyone have any suggestions of who I can contact for financial help??!! and it being safe and secure. Payday loans charge over 100% interest. THanks!
Is there anyone that would give me a loan? I need a loan fast (not a payday loan) and I've had really bad luck with trying to get any loan or credit card. I'm a single mom and I've never really been able to get any credit, so whenever I've tried to get loans they say I don't have enough credit, and to add to it, the little bit that I did have, is now bad. I guess I'm looking for possibly a private lender or some sort of all purpose loan to pay off debt, to get a home, to get a car, and just help me financially. If there is any program that you know of that doesn't have some fee to sign up for some website, isn't for a payday, or refinance loan, please be the answer to my question. I tried prosper.com too and it sounded great until they denied me to even sign up because of my credit score. I am open to any ideas. If you're a legitimate lender or even some guy off the street that wants to help any help would be wonderful. Thank you.
i need help i have really bad credit and i can't get a loan so i can consolidate and make my credit better i am trying to get a loan to consolidate my debt and no one will help me i just got a raise at work but my bills have such high payments, like my car. if i could get a loan i could pay off the car, and lower my insurance payments, and then pay off my other debts with it. that would leave me with so much extra money that $ 300 a month payments would be easy! and my living expences i have help with those so they would be low too. it's just no one will give me a chance i am so serious about this i want to by a house so my child will have a home of her own, but i need to repair my credit for that, but like i said no one will help me! so i guess my question is do you know any who will because right now i am drowning in debt and payday loans ( I know big mistake)! and i feel like my only way out is to file for bankrupty! ( did i spell that right) and i don't want do do that because that's the cowards way out and i want to pay what i owe. so any suggestions i really truely need help
question about payday loans. does anyone know PDL Assistance? Has anyone used PDL assistance to help them get out of debt with their payday loans? are they scam? no PDL Assistance is a debt place. like those debt consolodation places this is the same thing but just for pay day loans. not a loan itself.
Need urgent help with Payday advance debt, and losing my job, anyone please give advice? I got 2 payday advances and have lost my job. I owe £250 altogether, and now owe the bank about £50 in charges for bouncing the payday cheques. Now I am really stuck, I have no job, no money at all! and i owe this money, there is no way i can get it soon, Im scared because i know these comapnies will just keep adding charges and i could end up in a stupid amount of debt unless it is sorted. I am only 18 and finding a job is difficult at the moment, its really affecting my life and relationships, causing me a great deal of anxiety and stress. Where do i turn to with a problem like this? I cant just find £300 from no where, I need some serious help, iv never been in this situation, what happens if you dont pay these sorts of loans, has anyone had experience with payday loans. Also where can i go for help, as im really scared and cant sleep at night. Any help would be appreciated thank you, my heads really messed up at the moment.
Payday loan help in ohio? Does anyone know of a debt settlement place that will deal with ohio payday loans?I have tried all the ones I have found and no luck. Please I need to get out of this payday loan trap without re-borrowing money.
I need to know where to look for a poor credit personaL loan? I am not looking for a payday loan or a loan with upfront costs. I need to know where to go to get a legite loan. I need to pay off bills and debt now that i am divorced and can see that my ex-wife has ruined my credit. Please Help. I know they are out there, i will even be interested in hearing about some of the credit card offers but no low limit and all type of start up fees.
Is there anyone out there willing to help? I have been in debt (I know my own fault) for a while now. I got in really bad with my last girlfriend because I took out payday loans and they are crap to get rid of. I need about $5,000 to help get rid of all my debt including payday loans is there anyone out there that can help?
A man called me saying that I did not pay a payday loan and legal action was going to be taken against me...? A man called me from an unknown number. I did not answer, because I don't answer unknown or blocked numbers ever. He called twice then left a message. He said that he was looking for [my name] concerning a sensitive matter that he could not disclose on my voicemail. He then left his number which was (646)525-4064 and said that if I did not call back, he would assume that I was trying to escape the law and this could put me in a "big mess"! It sounded suspicious but I did call back anyway. When I got on the phone, he told me that I had been named the prime suspect in some case involving social security numbers. Oh, he was foreign so I couldn't even understand everything he was saying so I would have to ask him to repeat it. Then he said something about Big Payday loan filed a suit against me because I had not paid a loan back that I took from them. Last year, I did take out quite a few payday loans, but my credit union helped me pay all ELEVEN of them off and I haven't heard from anyone since then. He said they had emailed me but I had not responded back. I am trying to run far far away from payday loans because they almost destroyed me, but I never took out any loans with this company. When I do receive emails, I usually unsubscribe so they don't mail me anymore or send them to spam. I searched my emails to make sure and saw their name a few times where they sent an email for me to take out a loan, but they were just generic emails to attempt to get me to take out a loan. Nothing else. Anyways, the man said that he worked with legal consulting company to help rectify this situation before legal action is taking. He said the name of the company, but I can't remember it for the life of me. I also did a reverse phone number lookup and it was a cell phone number out of New York. But anyway, I ended up cutting him off and telling him I don't owe any more loans, thank you, and hung up. He then called me back twice. I didn't answer anymore and he left me two messages. The first message said something to the effect that the cops were coming unless I attempted to pay my debt. The second one just said something about call him back so we can discuss my options. My question is...is this some kind of scam going around? And can I report this character? Also, if I truly still owed a payday loan, wouldn't the company do more than try to send me emails? Wouldn't they try to call me and tell me? I'm not scared or anything. This is just crazy to me so I just wanted to ask questions concerning this issue so maybe someone can help me. I am not calling him back. I'm thinking the payday loan companies are mad, because I paid off my debts and not requesting any more money neither am I responding to them anymore...I don't really know what's going on.... Anybody with any insight, please let me know.... Thank you for your answers...No, I did not give out any information guys! I hung up on him and that's when he called back and I did not answer!
How can I get a personal loan fast? I have bad credit.? All I need is about $3000, which will get me out of debt. I can easily pay on a $3000 loan because right now I'm paying hundreds of dollars in interst every two weeks on payday loans and I'm never going to get them paid off and I can't pay my mortgage or other bills while I'm paying on these loans. What can I do? I'm desperate for help! Someone with a kind heart, please help me.
Can someone help me with a loan? I am a 22 year old professional who has recently graduated from college. I am in a very bad cycle of debt from paying for college. These debts include student loans, credit cards, checking accounts, and payday loans. I am looking for someone who has been blessed and wants to help with a loan. I have all of the documentation needed to make this a legal transaction (proper paperwork). I do not have any collateral which I know is a major drawback. I can validate my current job as well as all living expenses. I have had a tough go for the last few years trying to get through college. Now that I have, I really am looking for help. I have a fantastic job with great pay and benefits (which I can go into more detail about) but need breathing room from these debts. I want to take out a person-to-person loan and pay the person back with interest. In a tough market, this could actual be a good thing for someone with some cash flow. I have already tried Prosper with no luck, banks, and my parents cannot help (obviously as they couldn't help through college). Please let me know if you have any ability to help me. I really appreciate it. Again, I can answer any questions and give you any more information that you might need. Thanks
Harrasement from a payday loan collection agency? I received a call last night from a "investigation" firm that was working for the collection agency that has my payday loan from 4 years ago. I was informed that I had to pay them 200.00 to stop the process of obtaining a warrant and after that I could work out a payment plan for the remaining payday loan. When asked what kind of payment they took, I was informed that I needed to go to Walmart and get a prepaid VISA card call them back with the activation number they would deduct the 200.00. When I asked them to give me details, reference numbers, dates etc. They hung up on me. They also informed me that they had my social security number. I am an honest person and if I had known that there was a debt out there I would have made some sort of arrangements. Can they do this? Can a person go to jail, have a warrant for them. I'm freaking out here. My kids were in the room when I received the call, now my little boy thinks I'm going to jail. HELP!
Jail time for payday loan in CALIFORNIA and now live in AZ? Help!!? We just got a call today threatning my husband with a warrant for jail time for a payday loan taken out in California 4 years ago! We now live in AZ. We are just now getting over having serious health problem and were considering bankruptcy. Can they do this? We offered a payment arrangement and they hung up on us saying we have 2 hours to pay otherwise they will seek to obtain a warrant for his arrest. Neither of us has had any legal problems and other than having a serious problem with debt that we were already planning on paying we have been good citizens. Can anyone please tell me what can be done or if anyone out there has had this type of experience? The company making threats is Bloomberg Soloman & Associates based out of GA. Please let me know if anyone out there has had this type of experience. Thank you. Also can you put a payday loan on a bankruptcy? Yes this did require a post dated check. As far as I know they have made no other attempt to collect other than this call. We tried asking for some other info and a letter if possible but they hung up. I made attempts to locate company and only found address on internet but not a specific description of what exactly they are, whether a collection agency or an actual attorney office. The check was for 500.00 I believe and they said they contacted Tucson Police department and that they saw my husband has no criminal or fraud record and were willing to waive the interest charges which brought this 500.00 loan to just about 4000.00!!! They said they would take payment of 500 but it had to be NOW like today!!! He said he would do it but it would be in two payments one today and one on the 10th. They said NO and Hung up! Let me know if you any of you need further detail on this although I am not sure what else I can say. I am having a terrible pregnancy and honestly this just broke my heart. Isn't it considered check fraud though?
I need help with a past PayDay loan!? Okay this is very difficult for me to say but back in 2005 I took out a loan for $300 with a amer loan (payday loan). They said I never paid it. I am thinking that I did but can't tell for sure cause its been so long. Since then I have switched banks and don't have any records. I pulled my credit report and don't see the outstanding debt. The big issue here is that I now owe over $7000 to them with penalty and interest, but they are willing to settle with a $580 payment. If this is true can they take $300 and compile over 6300 dollars? I asked them if they had sent me notification on this and they said yes by email. Please help with any advise. Should I see a lawyer?
Anyone gotten in trouble paying back Online payday Loan companies,what happened has anyone tried to workout ? Has anyone gotten in trouble paying back online payday loan companies(I am trying to deal with 500 fast cash and Ameriloan)has anyone worked out a successful repayment plan that hasnt put you further in debt.I need help urgently in how to deal with this.Can no longer afford the excessive high interest they are charging,Nothing is going toward Principle.Any advice will be appreciated in in process you May help others in same situation.You can also email me directly at (andyin137@aol.com)
Any credit counseling services that deal with payday loans? I'm planning on going through a consumer credit counseling agency to get help with my overburdening debt. However, two that I checked into will not, or cannot, work with payday lenders. Are there any out there that will?
How to get help with South Carolina payday loans? I have 3 payday loans in South Carolina, but I don't have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?
Help Me!! I need to know if there is any way to get out of the debt i am in. I have 11 payday loans out..ideas So when i had a really bad job...i needed money. I was introduced into the wrong system...PAYDAY LOANS...now i have a good job but i have about 11 loans out and all i do is roll them over and get more out. I need to find a website or somewhere that will help me with this. I have terrible credit and I just need some advise or a point in the right direction. Any ideas will help.
Can payday loans be helpful with redundancy? I have a few payday loans out at the moment which are due to be paid at the end pf the month. However i was made redundant last month and really going to struggle to pay them this month and was wondering if they would help me with this or if there were any good debt companys that could help me ?
i need payday loan HELP? my account with check n go was closed down n sold to a debit collector. i got a letter n the mail regarding it was sold to VCS and Associates n that i owed 738.38, when i owed 408 at first to check n go. it has on this letter they have full power to collect, sue etc. so im a lil worried if they sue. so i called check n go to see if maybe they can accept the payment for 408. they told it was sold but it was sold to a debt collector called united debt holdings and gave me a contact person. so who does it belong to ? i couldnt pay the 408 at first becuz i didnt have a job, now that i recently got one i can pay them back. but im confused who i owe now.
I need a loan but have bad credit.? I am looking for a loan but my credit is bad and i do not want a payday loan. I am looking to consolidate some debt and pay off court fees and attornys. But i need the money asap. Is there any comapnys out there to trust with my information? I need about 5 to 10 thusand. Also every time some one checks my credit it drops points so i cannot continue to apply for loans i can not get i do know my score. Please help.
Those anyone know where I can get a loan regardless of my credit, my Prosper acct not getting any bids.? My credit is shot to hell. Im in a situation where I need some extra money to pay off some high interest payday loans Im in the hole $7,000 my rent is due, my credit is not that great and short from selling my possesion in my house. Im trying to get pass overdue stress, of paying rent, $1600, but I just can't get pass the debt I have along with rent due Im in the hole $1794, mostly payday loans, which I've gotten to to help pay rent last month's rent. I got ILL and injured on the job, and I'm trying to get my SDI, though im at work. I just want my own house for me and familly someday, my credit score is not so great, last time I checked, and I don't know what steps to take.
taking a loan from a friend? ok i will keep this short. my husband and i are not that good with budgetting.and we have had some job losses, lay offs and etc. we have put ourselves in a spot where our credit is shot and we rely on payday loans to get through the week. now the bubble is about to burst and we will be left with nothing. we have tried to get a loan to consolidate our debt, but no luck. then yesterday a really close friend of mine gave me a proposal. she asked me to add up all i mean all of my bills and give her a figure. i did and it was $20,000.00. she said she would take a loan out in her name and give me that amount as long as i pay it back every month. the apr is 6.99%. my question is should i take this helping hand , it would be god sent or do i try to get out on my own. i really want to do this but i do not want to lose a friend over money. thanks for reading . kit-kat.
Do you know someone that can help pay off payday loans along with other bills? I have many pay day loans other loans that I would like to consolidated into one payment. This is ripping my family apart then I pulled my husband's and my check out of the bank to get money orders and someone stolen this money from my purse so along with the payday loans we are hurting. Our income is high enough to make payments but in order to try to get out of the very, very bad debt we are in we need help!!!
How many people here live below their means? Share your tips please? I live well within my means, and from a lot of the questions I see posted here such as payday loans, huge credit card debt, begging, and so forth, it is obvious many people don't. To help save money, I: Bring iced tea mix to work rather than spend $1.50 on Snapple I stock up on frozen entrees when they are 50% off and keep them in the freezer at work for a cheap lunch I get all the free samples I can from startsampling.com, walmart.com and from offers I see on tv. I probably get enough free deodorant to last a month or two every year. It adds up. I walk rather than take the bus or subway whenever possible and practical I air dry my clothes halfway, and then put them in the dryer to save on electricity I buy all my shampoo and soap at the dollar store I hit the thrift stores every week or two. You really have to comb through the racks, but I once got a $580 Ralph Lauren shawl with the store tags still on for $25 I save at least 10% of my pay every week Dear George, I'm far from being a "miser" and I don't suffer from any "compulsions". I go for massages, get manicures and pedicures and generally lead a comfortable life. I just refuse to spend $10 on something that I can get for $1. Nor will I waste money on stupid things. While you are trying to stretch your last pennies from your social security check, I will be relaxing on a beach somewhere, living off my savings.
COLLECTION AGENCIES TAKING ALL OF MY MONEY EVERY MONth.? I have been on my own since my first year in college...since age 18. i had very very little help, and got in debt along the way. i've since graduated from college and have a BS in sociology, but have not found a good paying job. i have an average job making about $600 every two weeks. i have so many collection agencies coming after me it's ridiculous! medical bills, credit cards, payday loans, reposessed car, checking accounts etc .....they are trying to sue me and are demanding payments every month that is too much. i cannot afford it. every 2 weeks i give my check away to these creditors and im left struggling to pay my electric bill and other necessities. please give me some advice on exactly what to do. i don't want to file for bankruptcy because im not like 50K in debt. minus my school loans, my debt is about 5K, but it's with so many different companies and they're all coming after me at the same time and i cannot pay it. what do i do. im stressed to the max and im fusterated that i can never spend my money on myself
Married and money problems? Ok i have a full time job, And currently working a temp job everyonce in awhile. im not the type who plays the lotto, or belives it's possible to win. i currently live in amarillo & im 23 yr old AND married. She's 20yrs old and also works a full time job. we have no kids. Now that i described thing that our nessecary i need help, my rent is really high, and im suffering from debt several payday loans Which i KNOW i should have never taken out. so pelase dont go on abotu the evils of Paydays loans...i have learned my lesson. i have sold or pawned everythnig i have to make it, but we just dont have enough money to keep going like this, the church helps everyonce in awhile with food But thats all. We dont have any friends or family who is willing to help us...where alone in this mess. Basicly i need help I need to know is there ANYWAY to make Fast or EASY money? legal?, illegal?, Government?, or just normal help I dont care really i just need to get some extra money, to pay off the debts. if i could just pay off the debt or at least consolidate all of it to 1 easy monthly payment it would help. Problem is im not elgable for Debt consolidation, So i dont know what to do anymore. Finaly i have pretty bad credit AND my wife has ZERO credit....we dont have ANYONE willing to co-sign a Large bank loan to help me Consolidate it. PLEASE anyone out there who knows how i can make easy money or how i can get a bad-Credit no co-sign Conslidation loan or even just some way to feed my family. im young and i make mistakes, but now i learned from them and im ready to get out of my mistake and learn from all of this. we already live in a studieo apartment, and the rents high no matter where i look, we actulyl got a cheap place comapred to the rest of town. we already cut everything hince the selling stuff now... bankruptcy cost $700 doller how am i going to get that if i cant even make the normal payments??
help money troubles.? Ok i have a full time job, And currently working a temp job everyonce in awhile. im not the type who plays the lotto, or belives it's possible to win. i currently live in amarillo & im 23 yr old AND married. She's 20yrs old and also works a full time job. we have no kids. Now that i described thing that our nessecary i need help, my rent is really high, and im suffering from debt several payday loans Which i KNOW i should have never taken out. so pelase dont go on abotu the evils of Paydays loans...i have learned my lesson. i have sold or pawned everythnig i have to make it, but we just dont have enough money to keep going like this, the church helps everyonce in awhile with food But thats all. We dont have any friends or family who is willing to help us...where alone in this mess. Basicly i need help I need to know is there ANYWAY to make Fast or EASY money? legal?, illegal?, Government?, or just normal help I dont care really i just need to get some extra money, to pay off the debts. if i could just pay off the debt or at least consolidate all of it to 1 easy monthly payment it would help. Problem is im not elgable for Debt consolidation, So i dont know what to do anymore. Finaly i have pretty bad credit AND my wife has ZERO credit....we dont have ANYONE willing to co-sign a Large bank loan to help me Consolidate it. PLEASE anyone out there who knows how i can make easy money or how i can get a bad-Credit no co-sign Conslidation loan or even just some way to feed my family. im young and i make mistakes, but now i learned from them and im ready to get out of my mistake and learn from all of this. Rent is cheapest in town due to the fact my in-laws our renting us the aparment But wont let us live there for free REGARDLESS of the Sutiation. also bankruptcy cost $700 how can i file Bankruptcy if i cant even make minmal payments on the loans!
how can i get out of debt with out getting into a bigger debt? i got some payday loans so i could get help paying my bills and now im having trouble making any and all ends meet ... help
I need a personal loan for 8,000 with horrible credit and no one else will help me? Okay so here is my story...I am 28, I got married and divorced with in a year, we were together before that for 9 years. He was the main provider and when it can down to having to pay for the divorce and moving cost I took out some payday loans. Well one turn into 2 and so on and so on and now I can not repay them back at all. I am now getting very threating phone calls and don't know where else to turn. I have tried prosper but my credit is to low and now I am looking for some person out there who does personal loans for honest people. I need to get everything paid off (about 8,000) so I have one monthly payment which I can pay 340 a month with any interest rate. I have been at my current job for 9 years so employment is not a problem. I have looked into debt consoladation but they do not take care of payday loans. Is there any help for me???
Can my sister be held liable for this debt? In November my sister filed for divorce from her husband and removed him from HER checking account. The very next day he goes to a payday loan store and gives them a check from my sisters account (both their names were on the check) even though he technically was no longer on the account. They got divorced in January and in the divorce decree she knew about 1 OTHER payday loan he took out and the decree specifically states that he needs to pay that (but it doesn’t mention this loan because he never disclosed it). Now in July without her even knowing about the case she is getting a wage garnishment for this $2700 loan she never knew about. Is she liable because they were still married when he took the loan out? He's now out of state and joined the Army but they went after her instead. He's already 6 months behind on child support, my sister can’t survive with 2 kids and no help. He hasn't even paid the cash he was court ordered to pay in the divorce decree. The case is in Clark County, Nevada What should she do? Can she do this without getting a lawyer (since she can't afford one)?
Any suggestions on what to do now regarding my soon-to-be-defaulted payday loans? I began getting payday loans in April of '07. I was just an inexperienced young adult trying to keep my car and my rent paid for me and my disabled mother. I quickly got trapped into a vicious cycle of debt. I rolled over numerous loans until I ended up with 9 storefront loans!! It finally became too much for me to handle. I've even already used extended payment plans with all the companies who would allow, but I ended up going back to reloan to carry over the burden of the remaining loans and my escalating bills. 8 of my loans will soon be in default. I did stop payments on the checks and closed my account and opened a new account. I placed my closed account on credit only status; the bank will now call for authorization for any debits. I just missed my due date for all the loans and haven't contacted most of the lenders yet. One called me at work and immediately became rude and threatening when I told her I couldn't pay the total amount or the interest to roll over. She threatened a lawsuit and wage garnishment. I know this is possible, but there is no way I can afford a wage garnishment from 8 separate lenders. I am so nervous about contacting the remaining companies because I know that these places just want their money and do not want to work with you. I am going to draft a letter revoking wage assignment rights and access to my bank account as well as a directive to not call me at work. However I fear that this will not stop these companies from harassing me at work. I know I've made a huge mistake and I want to pay but I just can't pay all at once. The one lady I talked to already denied my request for a payment arrangement. Are there anymore suggestions as to what else I should do?? I don't want to just sit around and wait for court, and I fear some of these companies will reject any payments I may make. Please help me! I am overwhelmed! I have sincerely learned my lesson. If I pay $50 a month to each lender I can have them paid within about 10-12 months. That's all I can afford, almost more. Any suggestions or support or advise would be greatly appreciated. Thanks!
need help on how to solve my debt? iam in about £4000 debt, £1000 overdraft, mobile phone pills, a loan of £2000 and payday loans!!! I really want to get back on my feet but i am only working part tme and earning £400 per month, i would love to work full time but due to personal circumstances I am unable to do so at this time. by xmas i should be back in full time employent. i have heard of comanies were you repay one amount each month to them and they take control of the companies yoour in debt with. is this right. what do you recommend i do, in serious need of help, i want to live my life and learn from my stupid mistakes, money isnt everything!!!
Loan consolidation help? No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?
Me and my boyfriend have different life goals? I am depressed in this relationship. We are dating for 2 years I'm in my 2nd year of college. My goal is that I will get my B.S degree, and then get into medical school for 4 years, I might go other 4 years for the surgeon. So that is 12 years of school. Right now, I study 6 hours a day, I get As in my all classes. My boyfriend doesn't go to school, He sell things on the phone, they don't pay him hourly, if he did sell something , he makes 100 bucks, but for most days, he came home from work with zero dollars. Most of guys work there with felonies. He is in debt with payday loans, and credit card company. heartbreak part I One day, I said that you should go back to school, so you can get a good career in future. He said, " I thought I am gonna be a stay home dad...what if you make 300 thousands a year" I got really sad because: I cook , I do the house work ,I cook for him, he eats. then I wash the dishes, he grabs more food, I wash more dishes, He drinks milk , I wash his glass. He throws cloths everywhere, I hang those cloths up. So his goal is: my wife is a doctor, she makes a lot money , she comes back home and cooks for me , clean the house, I am a 6'7 foot tall man, stay home don't do Sh*t I don't want my future like this, I want an intelligent man, we can cook and do house work together. I don't want him just sit on the couch and wait for me to take care of him I need everybody's help , please help me, what should I do? Everytime I say we should break up , he has his puppy face, he cries. I feel so bad for him , he said I am his everything, his world , he loves me so so so much. One thing I guess he is so special cuz I was a virgin till I met him. Every night I lay in bed thinking about if I still love him ..
bad credit unsecured personal loan? I am looking for an unsecured personal loan to pay off some debt. My credit score is around 450-550 which, I know, is really bad. I am not looking for a lecture on how bad my credit is. I am currently working with an agency to get my credit back on track. My credit was ruined when my ex and I were still together, I paid off his bills before mine. I am currently working on getting the debts resolved. I have a great paying job and work full time since 2006. I am not looking for a payday loan, although I know that is the most likely chance of me getting a loan. I am also not looking for a lender that will loan me money if I give them a deposit fee or insurance fee of any kind. I have been scammed before, I gave someone $800 for a $7500 loan and never received the loan nor did I ever receive my $800 plus the fees for money gram. If anyone knows of a legitimate bank or lender that can help, it would be greatly appreciated.
I need some legal information about debt collectors (payday loans). I lost check book and debit card in Dec.? I lost My checkbook and debit card back in Dec. and I had 2 payday loans for $200.00 dollars. I had paid it all but 160.00 from my account. I called and explained it to them and had to open another account, but then had to have surgery. Some one had used the old one before I could close it out in Dec so I had to pay 660.00 to the bank in NSF fees for that because I don't know how they did it. Now these people (payday loan) want to charge me 2500.00 dollars for 200.00 dollars and take a judgement out and take my hold pay check. Can they do this? Please if there is a lawyer out there tell me what I can do about this. I am just getting back in my home from hurricane RITA and I already am trying to get caught up on bills from loosing my checkbook in Dec. I maybe about to loose my car behind all of this, I am working 3 jobs, trying to pay all of these bills and I don't have no help with this. What can I do? I need my transportation to get to work and I even had to quit school. answer ASAP What if they are calling and not leaving any messages or just demanding thay you pay by end of Business day or else?
How do I kick my little brother out of my house? I know from an outside perspective, the answer to this question would be very simple. Just kick him out!! Unfortunately for me, I am stuck in a emotional whirlwind and need help. My 19 yr old brother came to live w me in sept 09. I hadn't lived with him since i was 15, so I didn't really know what kind of a kid he would be. I put myself in debt w payday loans to get him here becvause he was homeless, I made up his own room all nice, and at first would buy food that I normally wouldn't buy, because its what he liked. I have come to find that he has absolutely no respect. He is smoking weed in my home and will not look for a job. He just sits on the internet all day or on xbox while my boyfriend and I are working hard to pay bills. The room I made up for him has been completely re-arranged to "his style." He recently got $ from a dividend and its almost gone..and he still wont buy his own toothpaste, ect. He is selfish and has no appreciation for anything. Now, Youre probably thinking he's a normal teenager...but Ive met several kids his age that I would actually date b/c of their maturity. So....enough rambling..I feel like I cant kick him out in a big city that he has never lived in ..doesnt know anyone..but at the same time Im sick of being taken advantage of. He wont go back home, nor has the $ too....PLEASE HELP..NOte: I have talked to him sternly about it and he starts crying from confrontation
How do i get out from under unmanageable payday loan debt? My husband and I have dug a bigger hole with payday loans, trying for a quick solution. We are now over extended and need to figure a way out without going further in debt with the bills we had originally on top of the pay day loans we've accumulated. We live in Nevada and I would appreciate any advice.
Does anyone know of a good payday loan debt settlement company? I have about $4000 in payday loans and cant pay on them anymore. I need help out of this mess. If anyone can help, please let me know asap!
I need to get out of payday loan debt is there any where I can get a loan with bad credit? I went through a bad divorce that screwed up my credit. I have made all of the payments on the loan but its making me get behind on other bills. I make good money but cant afford to keep paying $330 every two weeks on the interest payments which dont make the loan any smaller.
DOES ANYONE HAVE ANY INFO ON HOW TO GET OUT OF PAYDAY LOAN DEBT? I live in Illinois and currently have 2 large payday loans. How can I get out of this situation?
payday loan debt consolidation for non-homeowner? any debt consolidation companies that will combine payday loans under one umbrella or any lender
Do payday loan lenders have to work with you? I live in Oklahoma and have found myself in payday loan debt. I had to close my checking account due to me losing my checkbook. I cannot afford to repay them all at once and one place told me I had to pay 50% at a time. That is 250!! It is completley stressing me out!! They call me all the time. I was wondering what the laws are here and can they sue me or will it be sent to collections? I am just trying to figure out the best solution and fast!!!!!!!!!!!
Payday Loan Debt Is Killing Me! Tips Please!? Is it better to let them sue me. Will that stop the outrageous interest rates. I only have one loan remaining but it will take 5years to pay off. After I get paid I barely have money for groceries. I had to get a second job and use food pantries. So paying more than the min. is almost impossible. I have learned my lesson I will never borrow money from anyone again!
i am in debt with payday loan store how can i try to fix the problem without wage garnishment? is there an installment plan were the interect will not increase
Is it possible to do Debt Consolidation on payday loans while in a consumer proposal? I'm currently in a consumer proposal with a remaining balance of $7000, I recently got my self cought up in 4 payday loans worth $2000 and i'm stuck in the payday cycle. My question is, is it possible to get a debt consolidation done on these payday loans while in my proposal. I can not get a loan anywhere because of the consumer proposal. Thanks
Can an Internet payday loan ever be rolled into debt consolidation? i am getting killed w/ interest since i can't pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?
Is there a type of debt consolidation for payday loans? I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe around $3000. I'm trying to find a way around bankruptcy, if any, does anyone have any ideas?
I want to know if a payday loan company can add interest on a loan after I went to a attorney for debt relief? after I filed a chapter 128 debt consolidation?
Is there anyway to get out of debt with payday loans, legally, without filing bankruptcy? 1) I know that it was the biggest mistake, but was desparate because I couldn't get a regular loan through a bank, now what?
Rcvd payday loan fr NationalCash,I cant pay bk,If this goes to a 3rd party collec,is it original debt ? I have noticed that nationalcash keeps deducting from my bank account increased totals. I am worried that they will send this debt to a collectin agency with an alot more than the orignal $400. H-E-L-P
I have 1500 dollars in debt and need a loan, but not a payday? i am a single student with no family, i only make 200 dollars a month, i only have 1 bill so i can pay 150 dollars a month for 10-12 months. i only need a 1500 dollar loan to even out. i cannot do a payday loan because i do not make that much since i am only a student and part time employee. my debt is spread between 3 credit cards and when i pay off the debt with the loan i am going to cancel the accounts. i had a rough spot and if i do not get a loan i am afraid it will just keep piling up. making these 3 debts compile into one is the best choice i can think of. does anyone know where i can get a loan from?
I need to know a debt consolidation company for payday loans? I need to pay these check advance places but I need help. Do anyone know of a debt consoldation company that will do this?
I'm really thinking about filling for bankruptcy. I have too much debt including payday loans.? My question is if I do go ahead and file for bankruptcy will my payday loan (which are now in collection) be discharged along with my other debt??
debt or bill consolidation for payday loans? any companies out there that will pay off payday loans under debt consolidation program
hello i need about $1600 but no bank will give me a personal loan and a payday advance would just worsen debt? can anyone tell me of someone or somewhere where i can get a personal loan to get out of credit card debt. i am able to pay 150-200 maybe even a little more per month. can anyone help me please
What is unsecured debt?Is it credit cards,home loans,car loans,medical bills,payday loans? What is unsecured debt besides credit cards?Does that include home loans,car loans,medical bills,payday loans?
I have $950 in payday loans and $900 in credit card debt/would like to roll into one loan with lower pmt.? Have not so good credit, but have a good job and can make payments It is just that the payday loans in particular are costing a lot in service charges, and I'm struggling to keep up
How to get a real loan to pay off payday loans? These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?
Can anyone tell me from experience getting a high interest/bad credit loan vs a debt counselor? I have made a string of bad decisions in the last year financially. No sad story here, I am just bad with my money. Plain and simple. I have gotten better and I am improving more and more every day, but I am so far behind on everything now, I just cant get caught up. I thought a couple of payday loans were the answer but that only made matters much worse. I have identified what I need to do and with my salary I can pay a pretty hefty loan payment but I just cant get myself to even and start moving forward. Between payday loan fees and NSF fees every month and I just wasting money and I cant get out of that trap. Does anyone have any sound advice or a suggested solution to this nightmare I am in. I just dont know what to do. Any advice would be appreciated. Thank you.
How do I find out if a Payday loan company is using illegal practices? I took out a payday loan and I do need to repay it. However, I don't think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc....I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.
Is there a personal loan/debt consolidation for bad credit site? Where I can talk to a live person prior to applying? I have bad credit and want to get rid of my debts and start fresh. There is no regular bank that would approve me and all I've found online are automatic loan sharks that only offer payday advances, and that is not what I'm looking for. Is there a site where I can speak to a live agent so I can explain exactly what I need prior to applying?
I need a way to consolidate debt. I have BAD credit so a loan is not an option.? My debt is mainly from payday loans and medical bills. Can someone please give me an alternate plan as I can't even afford bankruptcy.
I've built up a lot of debt with payday loans, etc. but have lost track of who I owe and how much.? I would like to file bankruptcy but since I changed my address/number, can I go to a trustee and claim bankruptcy? If I am not exactly sure of who I owe and what...can they just file me without an exact amount of how much (and to whom) I owe? The calls have stopped, the letters have stopped, but I want to sleep well at night knowing that I don't owe anyone anything. Can a trustee do this for me without a full detailed disclosure, or can they get that info from the credit bureaus?
has anyone ever used a payday loan consolidation program to pay off multiple payday loans? I've gotten myself into a bit of trouble by borrowing first from one payday loan center, then another, and now i'm up to 5 different places. I am putting myself further and further in debt because i feel like i am working to pay the fees. I want to consolidate but concerned if it is a good idea. Please help!!
Debt consolidation for payday loans? Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.
Help with payday loan debt? I got in to a bot of trouble with pay day loans a couple of years ago. I took out more than I could handle after being laid off, to pay the others I had taken out loans for, 4 in all. I paid 3 of them, and did not pay the 4th (so much going on I actually forgot about it). That was back in early 2007, now a debt recovery business has been assigned the account. They said if I don't pay $200 a month for 3 months I will be brought up on charges for writing a hot check. Now, I fully intend to pay this debt as I do owe it, but I do not have that sort of money right now and won't until I receive my tax check come February- do you think I can ask them to wait until then? I made an agreement with the company to pay the $200 a month but he also said to call if I couldn't make that. I don't know what to do.
Need help with a debt collection/payday loan.? I recieved a phone call from a debt collector about a debt that I incurred 4 years ago. So in 04 I took out a payday loan for 690.00. That is what I recieved. They wanted me to pay 1500.00 back. I made 715.00 in payments and I had to quit paying because my job decided to move their company to Mexico. I recieved a 2 week notice!! Anyway. I honestly forgot about this debt until today. What should I do? I guess I was so stupid back then that I didn't realize exactly how a payday loan works, but damn I can see that I am being screwed here. I have to pay 2 times the loan back. I am currently working, but I now have 2 babies to support and other obligations. Food, rent, not to mention to rising costs of gas! What should I offer them or what should I tell them. I need some advice..I have been slowly cleaning up my credit and I want to get this taken care of. Thanks in advance for any help you can offer...
Where can I get a loan with a HORRIBLE credit score? base their lending off of your credit score? If not, which sites can you get a loan with horrible credit score? (Not a payday loan....an amount that will actually help pay off debt...) Its crazy how we accumulate debt when we're young/naive and when we're older and have our head on straight no one will help you to fix the damage; there are so many ppl that prey on these situation and just make it worse...UGGG!! SORRY! I HAD TO VENT Advice? Tips? I'm ALL EARS...:)) Yea, you're probably right. I'm talking like less than 600. Are there any sites like prosper.com that don't base their lending off of credit scores?
We have tried to get loans, what do I do? As I stated in my last question. We are in need of financial assistance with our regular bills because of some job issues that we have had with the last employer. He messed us over big time and now we have payday loans and utility bills and other debts that need to be paid and now we have been trying to get a personal loan or other assistance and havent yet succeeded. Can anyone help us?
My husband and I are going through a mortgage.? We were supposed to be approved for 100% financing, but a few days from closing, the mortgage company tells us that his credit is too low to get pmi. They have taken 3 months and 3 different banks to get this done and his credit score has dropped in the meantime. I assume because his report has been pulled by 3 different banks. Anyway, they now say we must pay 3300 down so that pmi is not required. We can not use the money in our bank account because a certain balance is required for the loan to go through. We can not borrow the money because our DTI would then be too high; atleast this is what the mortgage company is telling us. Would a title loan or payday loan show up as debt on our credit and cause problems with the loan going through? Help!! I could have easily saved the money in the last 3 months if I had known it was required, but now I have no idea how I can get this money within a week.
How to get a personal loan in Ontario,Canada, with bad credit? Hi, i'm looking for a personal loan in Canada but have been denied from my previous loan company. I do have quite a bit of aquired debt and my husband and I are really trying to get out of it. I will not file for bankruptcy and do not wish to do a credit councelling service either. I am looking for a way to get a loan to pay off a payday loan and apply a bit to each of my credit cards to get the interest down so I can make payments and actually have it impact the balance on my credit cards. Please help!! and to let you know I am NOT looking for a payday loan. I want a personal loan that I could pay off in a year or so. OK PEOPLE Not to be rude or anything but I am looking for a reputable compnay here not some idiot with a yahoo or gmail address. Seriously, why would he not have his own domain name .. oh that's right because then you could track down the scam artists.
Looking for a loan with poor credit, but ability to pay back.? I am looking for a loan to get out of the hole I'm in. I need around $10,000 minimum, and $25,000 maximum to get out of this hole. I had a medical issue a year ago, and this killed my credit. I also had a family member use credit cards and not tell me, thus just found out about these bills. I can pay $1,000 to $1,200 a month on this loan, meaning it could be paid off in minimal time. I have used payday loans in the past and these only get you further into debt. I own a home with equity but poor credit score does not allow me to borrow against this. I can also do direct deposit if the loan provider requires to stop the chance of being late or not providing payment. Thanks for all of your help in advance.
Need help with credit, and debt.......? Me and my husband are in debt, we are 20 yrs old and we both work from home. He works full time, I am part time. We owe alot of people right now and we are trying to figure out what would be the best thing for us to do, as in paying these people off...!! We owe Wachovia about $200.00, we had to break our lease from our apartment complex last yr due to rat infestation (yea gross) and it was the whole entire apartment complex. We wish we would have done something else besides break our lease because now they are charging us $2500. We also took out a payday loan a couple of weeks ago for $300 (with e-payday-loan.com (NEVER go to them..they charge ridiculous 'interest rates). The fiance charge was supposed to be $90, but they are taking out $90 plus we still owe the $390. On Friday they took $90 out of our bank acct, and we had another payday loan due for $346 which we couldn't pay back because we didn't have enough funds, and the bank covered it now we are negative in the bank (it's w/Bank Of America). And on top of that we owe Advance America about $460.00). Which they are kinda sort helping us out. We need help and would appreciate Honest help...no scams please. I will make sure I choose best answers!! Thank u
Looking for info/ reliable source of high risk lenders..no payday please? I am searching for all of those alleged high risk lenders that are willing to lend money for those with credit scores in the low 500's. I am not interested in payday advances. My wife took a $10,000 a year net pay cut this year and we are struggling to keep it together. We had a little girl last year and my wife was out for 7 months. We are still paying off medical bills. We have consolidated all of our debt and credit cards and cut them up. I am so through with CC. We are too comfortable using them. We restructured our finances and eliminated the fluff. Now we are down to the house, car, food, electric. I need help to pay off 4 payday loan companies I had to turn to during my worst months this year just to keep the lights on. I will thank those in advance who will say…live simply and things will get better…I work 60+ hours a day and between the two of us we bring home more than 7.5 K monthly…the payday loans will not let us get back on track. My family is not able to help much.
Where can i get a personal loan FAST with terrible credit? ? Does anyone know of a good company that will give me a loan asap? I only need about $500, I work a decent job making around $500 a week... just need the money or my car will be taken away. The thing is is my credit is extremely bad... altogether though my debt is around $4000. My score is very very poor. Thanks in advance for your help! Btw i live in new york, and i wouldnt mind doing a payday loan, I just dont know which one to go to.
I find myself in very bad debt I went to different payday loans thinking I could get other bills paid no luck? How in gods name can i pay my bills and resolve my payday loans before I loose my home and my family ? Maybe I should just end my life and make things easier.
Is it a felony to close your bank account if you have a payday loan? If you decide to get out of debt and the best way is to not have a checking account but still owe debit payday loans and want to close the checking account wil this cause a felony to be issued by the payday loan company even thow you do plan on settling the owed money to the payday loan
How do you get out of debt when you are $2,000 in the hole? My husband and I have had a rough patch and went almost a month with little to no work which put us in the hole by $2,000. Now, he has a good paying job but it pays enough to take care of our present bills not the outstanding debts ie: payday loans. What are some money savy ways to get out of debt? Will payday loan places work with you? I have two girls and no family or friends to help out with babysitting and daycare costs 300+ a week. I know I worked at a daycare. The rates at daycares are crazy ridculous and the jobs I would be qualified for wouldn't even pay the daycare costs.
how would i go about purchasing a debt portfolio perferably a payday loan debt portfolio? im trying to buy some debt and i cant find anything online about purchasing a payday loan debt portfolio
Can an Internet payday loan ever be rolled into debt consolidation? i am getting killed w/ interest since i can't pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?
I got messed up with these payday loan places, and now I am $3000 in debt...What do I do? I am a mother of three and divorced. I used payday loan places to get on my feet only to be knocked back 3000 feet. They want to take me to court if I don't get the money in a week. What am I supposed to do these places are misleading and should be outlawed will someone please help me?
How do I find out if a Payday loan company is using illegal practices? I took out a payday loan and I do need to repay it. However, I don't think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc....I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.
is there a lender that gives out loans specifically for people with bad credit that is not a payday loan? I need to know of a lender that helps people who are over their head in debt and need one loan to put them altogether under one large lump sum about $4000.00.
Where can i find a loan that is not a "payday"loan, that i can pay off my bills asap. One payment, once a mont Do you know where i can find a 10,000.00 loan so i can pay off all my bills. I dont want a payday loan. I want one payment once a month. So i can get out of debt asap.
I have $950 in payday loans and $900 in credit card debt/would like to roll into one loan with lower pmt.? Have not so good credit, but have a good job and can make payments It is just that the payday loans in particular are costing a lot in service charges, and I'm struggling to keep up
About a month ago I took a payday loan from E-payday. Every payday for me, they withdrew $90 from my checking Every payday for me, they withdrew $90 form my checking account. This went on for six weeks 'cos I get paid every two weeks. That adds up to $270. On the third withdrawal, I called them to find out what my balance was, it was still $390. I deceided to pay the loan in full that same day they withdrew $90, Thinking I've got pay only $300. But my balance was still $390. Meaning I have pay to $390 after they've withdrawn $90 from my accounts that same day, less than 30 mins. ago. They explained to me that my next withdrawal is goin to be $140, that is $90 plus $50 every two weeks until the debt is cleared. That means I'll end up paying $1110 for a $300 loan. I feel I'm being duped. Can any of you help me out. I also understand that every state has a different law regarding the profits on payday loans. Can any of u give me the link to the one in massachusettes.
Does anyone know of a good payday loan debt settlement company? I have about $4000 in payday loans and cant pay on them anymore. I need help out of this mess. If anyone can help, please let me know asap!
My mother and I have gotten several payday loans to keep us out of debt, and now can not pay them we need help We also can not pay off the bills we need to. Can you help PLEASE
I need a small loan of 10,000 but have bad credit. Who can I turn to who will help me? i nedd a consolodation loan ot pay off payday loans and credit card debt.
Jail time for payday loan in CALIFORNIA and now live in AZ? Help..? We just got a call today threatning my fiance with a warrant for jail time for a payday loan taken out in California 4 years ago. We now live in AZ. We are just now getting over having serious health problem and were considering bankruptcy. Can they do this? We offered a payment arrangement and they hung up on us saying we have 2 hours to pay otherwise they will seek to obtain a warrant for his arrest. Neither of us has had any legal problems and other than having a serious problem with debt that we were already planning on paying we have been good citizens. Can anyone please tell me what can be done or if anyone out there has had this type of experience? The company making threats is Bloomberg Soloman & Associates based out of GA. Please let me know if anyone out there has had this type of experience. Thank you. Also can you put a payday loan on a bankruptcy?
Is there any help for people who have payday loans. Like a company that consolidates them? Or any advice? Regular debt consolidation companies don't handle payday loan consolidation b/c it is different from credit card debt. Any advice on paying these back?
How do i get out from under unmanageable payday loan debt? My fiance and I have dug a bigger hole with payday loans, trying for a quick solution. We are now over extended and need to figure a way out without going further in debt with the bills we had originally on top of the pay day loans we've accumulated. We live in Nevada and I would appreciate any tip.
Can You Include Payday Cash Loans in a Debt Consolidation Program? I'm in over my head with payday cash loans. Can they be included in a debt consolidation program??
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