Debt Elimination Companies

Has anyone ever used Fast Debt Solutions in Texas?

I've been researching debt companies and Fast Debt Solutions seemed to be more honest with me than others. I want to see if anyone out there has either used them or heard about them in the past.

Public Comments

1. STAY AWAY from any "debt consolidation" program that involves debt settlement. Debt settlement is a risky tactic where you pay a monthly fee to a debt consolidator....this entire fee goes towards building a settlement account and to the consolidator's fees to “settle” your accounts in the future. Your credit card companies will deliberately not be paid so that all the accounts will default/charge-off so that they can attempt settlements at around 50%. If you are current on your accounts, this process will ruin your credit rating for sure. Debt settlement is like a roll off the dice with your finances...You can never predict how your creditors will respond to the deliberate defaulting of your accounts...they might settle at 50%...or they might serve you a summons, take you to court...and if they win, you could be looking at wage garnishment. No doubt, some people have had success with debt settlement firms. Yet, as stated above, it's impossible to predict how your creditors will respond to the deliberately defaulting of your accounts.
2. I have used them. Actually, I am with them right now. Obviously, I did some research in to the "other" companies out there and found them to be quite helpful. I am about a year into the program and they have already helped me pay off 2 of my credit card. Everything is personalized & I have not had any issues. I would definitely recommend them if you are looking for some help! Hope this helps you :)