Debt Elimination Companies

debt solutions?

I've got less than £15,000 worth of debt, so IVA's are out of the question, and I'm currently paying it off through the CCCS. I've had defaults and missed payments etc, but all are 2+ years old and my financial situation has settled down since then. I have a stable, well paid job and good prospects. I wanted to take advantage of summer sales and get a D-SLR on a 6 Month interest free repayment deal. Unfortunately I was rejected, and I'm pretty sure it's because of this remaining debt. Is there a way I can carry on repaying this debt but also work toward ridding myself of the bad credit curse? Usually I'd wait and buy using cash saved, but D-SLR's have a strange habit of getting more expensive as time goes on, and I missed out last summer for this reason, so this time I'm pretty set on getting it while the going's good. Yes, a D-SLR is a priority. There's no chance I'm spending the one life I have foregoing any pleasure to repay debt. That's ridiculous. As long as I'm repaying debt at an agreed rate, which I am, I should be allowed simple pleasures. Did you even read the question? Or should everyone who has a credit card stay in their house, only leaving to buy food or go to work until their balance is zero again? As for D-SLRs getting more expensive; since last summer, the D-SLR's I had shortlisted have got more expensive, even after summer sales reductions and fresh competition. I know, because I've been checking the prices. I wasn't asking for sympathy. Oh dear, I can see this isn't the place for practical solutions. If I wanted self righteous judgement, I'd go to a Christian for advice. As it happens, I'd like some practical advice. If you don't have any, don't answer the question. I didn't think the concept was that hard to grasp.

Public Comments

1. DSLRs go down not up - I know I've just bought one. To be pragmatic - and I'm sure that you're not going to want to hear this - but if you're still in debt, is a DSLR REALLY a priority? In answer to your question; it's all about sensible financial management. Prioritising what you do and don't need to buy, paying off as much debt as you can, economising and considering the option of a second job. Are all you utilities on the most sensible plan, can you consolidate your debts, etc. Do you need to run your car? What are your food and drink habits like? Do you go out much? These are all the questions that you need to ask and answer in this context.
2. No sympathy for you I'm afraid.It sounds like you are a very selfish person you is unwilling to wait for anything. There are thousands of people in debt just trying to keep their families afloat. Why should anyone care if you want a new toy and can't wait for it? EDIT :ANSWER ; WORK HARD AND PAY YOUR WAY LIKE EVERYONE ELSE HAS TO!
3. There are debt services available at www.ukFinanceService.com