Hi my name is Tavarra. I own my own business by the name of Financial Destination Inc. We do Credit Restoration and Debt Elimination and a host of other services. Credit Restoration and Debt Elimination is two of our most popular Products. We are not a scam. I am a woman of God and I do not scam Gods Children. A Credit Repair Company can not charge you any up-front fees. It;s against the law. Actually our Credit Restoration Product is free. We offer other products with your monthly membership. I am a Product of the Product. I was a Real Estate Investor and I had two foreclosures on my Credit. Credit Trax was able to get one of those foreclosures deleted from my Credit Report. Credit Trax also had 3 Credit Cards Deleted from my Credit Report. 2 BOFA Credit Cards with high balances and 1 Chase Credit Card. If you want proof I will send you a copy of my Credit Report. Documentation beats conversation. please visit my website www.fdimember.com/143169 or Call me (909)331-7213 God Bless